Homebuyer Education Programs 
Housing Finance Authority Bond Program
Habitat for Humanity

Homebuyer’s Rights: Lenders are not allowed to discriminate in any way against a potential borrower. If a lender is refusing to provide services based on race, color, religion, sex, national origin, age, marital status, familial status, disability, sexual orientation, pregnancy, gender identity or expression, or veteran or service member status, contact HUD’s office of fair housing at 800-669-9777

Loan Fraud:  Loan Fraud is purposely giving incorrect information when applying for a loan. Fraud may result in civil liability or criminal penalties. A victim of fraud or predatory lending can contact a HUD at 800-347-3735 to report it.

Downpayment and Purchase Assistance

The City's downpayment program seeks to help households reach the dream of homeownership.

The program can help with a 0% interest rate, 20 year deferred payment mortgage loan.
  • Up to $55,700 toward down payment/closing costs for households below 80% median income
  • Up to $40,000  toward downpayment/closing costs for households with income between 81-120% median income (Limited funding available for this income level)
  • Up to $15,000 toward downpayment/closing costs for households with income between 121-140% median income (Limited funding available)
  • Additional down payment funds may be available through State Bond Program
  • Income levels available to serve may be limited by funding availability throughout the year

To get started, contact the City's third-party program administrator: 
Suncoast Housing Connections (727) 442-7075

General Eligibility Requirements

Downpayment Program Income Limits & Maximum Purchase Prices

Homebuyer Classes & Counseling

Consejera de Vivienda

Other Available Downpayment Programs