Homeowners

housing-rehabHousing Rehabilitation Program 
The City of Largo can provide income-eligible homeowners with repairs.   This program can provide a 0% interest  deferred mortgage (meaning no monthly payments are due) for home repairs.  The mortgage is forgiven if you stay in the home for 15 years.  Let us assist you in selecting a contractor and managing the repairs as well.  Unfortunately, mobile homes built before 1994 are not eligible.

As part of the rehabilitation project, you may be eligible for:
Up to $5,000 Energy Grant
Up to $5,000 Barrier Removal Grant
What types of repairs are available? Who is eligible?
  • Roof repair/replacement
  • Electrical and plumbing repairs/upgrades
  • Air conditioning
  • Energy efficiency improvements
  • Handicap accessibility improvements
  • You are in Largo City limits
  • You own and live in the home as your primary residence
  • Your household income cannot exceed current income limits for the program
  • You have equity in your property
  • Your property is not located in a Special Flood Hazard Area
  • Mortgage(s) and property taxes are current on payments and NO equity line of credit or reverse mortgage liens are on the property
  • Home value limits may also apply (based on program funding sources)
What are the Income Limits by Household Size?
HH Size 1 2 3 4 5 6
Income Limit $41,350 $47,250 $53,150 $59,050 $63,800 $68,500

To get pre-qualified, email Housing@largo.com or call
727-586-7489 Ext. 7314 

Home Replacement Program

The City can provide income-eligible homeowners with home repair financing under its Housing Rehabilitation Program. If it is deemed that it is not cost-effective to repair the home, your home may be eligible for the Home Replacement Program.

The process for qualifying for this program follows the same process as the Housing Rehabilitation Program. Through that process, the City's Housing Services would determine if your home would qualify for replacement.

These programs are funded through:  federal Community Development Block Grant (CDBG), federal HOME Investment Partnership (HOME), and State Housing Initiatives Partnership (SHIP) Program.

Fair Housing/Eviction Resources

grandma and kidsFair Housing Legal Counseling:
Gulfcoast Legal Services
Community Law Program

Other Resources:
Pinellas County Office on Human Rights
Federal Eviction Moratorium Information (CDC)


Accessory Dwelling Unit Program (Downtown)
AARP Designs
 
Solar Energy & Resource Conservation Programs
Solar and Energy Loan Fund (SELF): provides loans, project management and a list of approved contractors for home improvement projects that improve energy efficiency, water conservation and storm preparedness in residential homes

High Efficiency Toilet Retrofit Rebate: Tampa Bay Water Wise is offering rebates of up to $100 to customers who replace their existing toilets that use 3.5 gallons or more per flush with high efficiency EPA WaterSense certified toilets. More information on the Tampa Bay Water Wise website.

Smart Irrigation Controllers Rebate: Tampa Bay Water Wise is offering rebates of up to $250 to homeowners who over-water their landscapes and install a soil moisture sensor or evapotranspiration controller. More information on the Tampa Bay Water Wise website.

Shallow Wells for Outdoor Irrigation Rebate: Tampa Bay Water Wise is offering rebates of up to $1,000 to homeowners designated as deficit or excessive irrigators for the installation of a shallow well to replace potable water irrigation. More information on the Tampa Bay Water Wise website.

Attic Insulation Upgrades:  Duke Energy offers a rebate up to $800 to homeowners who need insulation upgrades. Insulation keeps your home warm in the winter and cool in the summer. Without proper insulation, the hot or cold air outside can seep into your living space, causing your air conditioner or heater to work harder than it should to keep your home comfortable. This can lead to higher-than-expected energy bills.

Composting Bin Program: Learn more about Largo's composting program and how to get started.